Only be responsible for your share of the rent with Only My Share.
Under most housing contracts, you and your guarantor could be liable if one of your housemates doesn’t pay their rent. Only My Share gives you a simple, reliable guarantee, so if they don’t pay, you won’t have to either.
Only My Share is a regulated product provided by Guarantor Insurance Ltd, a Housing Hand company.

What protection do I get from Only My Share?
If you’re in a joint and several contract (most house shares are), and someone you live with falls behind on their rent, you could be liable for it.
For example, if you're paying £500pm in a house of 3, the total liability is £18,000. Although many house shares are considerably more than this.
In a joint and several contract, you're responsible for the whole amount if one of your housemates defaults.
For just £16 per month, Only My Share covers any rent owed when your housemates fail to pay.

How does it work?
landlord’s details.
Why use Only My Share?
For a small one off fee, Only My Share protects both tenant and guarantor. If you don’t have a guarantor yet, this protection will make it much easier to find one.
What our customers say
A great product idea. Polite, competent, and friendly people to deal with.
It was easy to understand the terms and conditions and the type and extent of the cover provided.
A commendably customer-focused approach.
Learn more about renting in the UK
Why choose Housing Hand?
As the UK’s largest rent guarantor service, we’ve supported over 100,000 students and professionals from all around the world. With more than 4,000 trusted partners, we’ve guaranteed over £1 billion in rent helping people settle into homes they love.
Here’s why we’re their first choice:


