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Only be responsible for your share of the rent with Only My Share.

Under most housing contracts, you and your guarantor could be liable if one of your housemates doesn’t pay their rent. Only My Share gives you a simple, reliable guarantee, so if they don’t pay, you won’t have to either.

 

Only My Share is a regulated product

Only My Share is a regulated product provided by Guarantor Insurance Ltd, a Housing Hand company.

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What protection do I get from Only My Share?

If you’re in a joint and several contract (most house shares are), and someone you live with falls behind on their rent, you could be liable for it.

 

For example, if you're paying £500pm in a house of 3, the total liability is £18,000. Although many house shares are considerably more than this.

 

In a joint and several contract, you're responsible for the whole amount if one of your housemates defaults.

 

For just £16 per month, Only My Share covers any rent owed when your housemates fail to pay.

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How does it work?

Sign up in minutes
We just need the property address and the
landlord’s details.
Monthly payment of £16
Simple monthly payments to guarantee you're only responsible for your share of the rent
Easy claims process
If one of your housemates lets you down, don’t worry - just follow our simple 3-step claims process.

Why use Only My Share?

Rent with friends, with confidence
Move in with your friends and know you are not going to fall out. Our guarantee means even if they don’t pay, you won’t have to.
Protect your guarantor

For a small one off fee, Only My Share protects both tenant  and guarantor. If you don’t have a guarantor yet, this  protection will make it much easier to find one.

Rent with strangers without taking risks
If you’re moving into a shared house with people that you haven’t known for long, or don’t know at all, it’s even more reason to protect yourself.
Relax in your new home
Once you have a guarantee, all you have to think about is paying your own share of the rent. If a housemate doesn’t pay theirs, Only My Share will deal with it.

What our customers say

A great product idea. Polite, competent, and friendly people to deal with.
It was easy to understand the terms and conditions and the type and extent of the cover provided.
A commendably customer-focused approach.

Vincent Lerigo-Smith

Why choose Housing Hand?

As the UK’s largest rent guarantor service, we’ve supported over 100,000 students and professionals from all around the world. With more than 4,000 trusted partners, we’ve guaranteed over £1 billion in rent helping people settle into homes they love.

 

Here’s why we’re their first choice:

We're the UK and Ireland's leading rent guarantor
We provide health and wellbeing support to all of our guaranteed customers
Our network of trusted property providers offer the best accommodation
We offer the UK's only pay-monthly rent guarantor and depositless services
We've been helping people like you for 13 years, so we know what we're doing
We don't carry out credit checks or invasive background checks

Ready to move into your dream property?

Start your application today, and get a guarantor from as little as £36 a month.