---
title: Does a guarantor need to be a homeowner?
description: Does a guarantor need to be a homeowner?
---

[Help & Advice | Renting Guides & Guarantor FAQs | Housing Hand ](https://housinghand.com/help-and-advice)

# [Does a guarantor need to be a homeowner?](https://housinghand.com/help-and-advice/does-a-rent-guarantor-have-to-be-a-homeowner)

 Written by [admin](https://housinghand.com/help-and-advice/author/admin) | Mar 18, 2025 1:54:04 PM

In most cases, yes, a guarantor is required to be a UK homeowner.  

Many landlords and accommodation providers insist on this because, in the event of missed rent payments or damages, they need reassurance that the guarantor has sufficient financial stability.  

A UK homeowner is generally considered more reliable, as they have tangible assets that can be used to cover any outstanding costs. 

 

If you don't have a UK homeowner guarantor, Housing Hand can stand as your rent guarantor, making it easier to secure your accommodation.  

[View full post](https://housinghand.com/help-and-advice/does-a-rent-guarantor-have-to-be-a-homeowner)

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