Guides for Tenants

What's changing for renters from 1st May | Renters' Rights Act

Dani Smith, Sales Manager — Mon, 23 Feb 2026 17:10:37 GMT

The way renting works in England is changing, and for many tenants, it’s a long-awaited shift.

From 1 May 2026, the first major phase of the Renters’ Rights Act (RRA) comes into force, bringing new protections, more flexibility, and greater clarity for people renting privately. If you’re a student, a young professional, an international renter, or anyone trying to build a life while renting, these changes are designed to give you more security and fewer nasty surprises.

At Housing Hand, our recent survey of over 1,700 renters showed that many tenants lack clarity around their rights, tenancy terms, and how upcoming reforms will affect them. With that in mind, here’s a clear breakdown of what’s changing, what it means for you, and how to prepare.

Fixed-term tenancies are ending

From 1^st May 2026, most private renters (excluding those classed as PBSA – that are exempt from RRA) will move onto ‘Assured Periodic Tenancies’.

That means no more fixed 6- or 12-month contracts that lock you in. Instead, your tenancy will roll on month-to-month, giving you more flexibility over when you stay and when you leave. There is an exception for Students in HMO where the Landlord can serve ahead of the tenancy a Ground 4A notice that will allow them to regain the property at the end of that year’s academic cycle (June-September).

You’ll be able to end your tenancy at any point by giving two months’ notice, without having to wait for a contract to expire. For renters whose plans change, whether that’s a new job, a course ending, or personal circumstances shifting, this is a major improvement in flexibility. However, if you’re in a shared tenancy agreement, you should be aware that if one of you gives notice, this could affect the whole dependency (depending on your contract type)

These new tenancy rules will apply to both new and existing private tenancies from 1^st May 2026, so this isn’t just something for people signing new contracts in the future.

No more “no-fault” evictions

One of the most talked-about changes is the abolition of Section 21, often referred to as ‘no-fault evictions’.

From May 2026, landlords will no longer be able to evict tenants without giving a valid reason. That means you can’t be asked to leave simply because your landlord wants change the tenants or doesn’t want to renew your agreement.

Landlords will still be able to regain possession in specific situations, such as serious rent arrears or anti-social behaviour, but these grounds must be clearly defined under Section 8.

For tenants, this change offers something many have never really had before: a sense of stability. It reduces the constant worry that your home could be taken away with little notice, even if you’ve done everything right.

Rent increases will be more controlled

Rent will still be allowed to increase, but the way it happens is changing.

Under the new rules, rent increases will be limited to once per year, and landlords will need to give you at least two months’ notice before the new rent takes effect. Any increase will need to follow a formal process, and tenants will have the right to challenge unfair rises.

This brings more predictability and transparency to renting, especially helpful for students and early-career renters trying to budget month to month.

Rental bidding wars are banned

Another important change tackles some of the most frustrating experiences renters face.

From May 2026, landlords and letting agents will no longer be allowed to accept rent offers above the advertised price. If a property is listed at a certain rent, that’s the price it must be let at.

Rent in advance is also banned

At the same time, landlords will not be able to request more than one month’s rent in advance. This is designed to stop renters from being priced out simply because they can’t afford large upfront payments.

For many tenants – particularly students and international renters – this levels the playing field and makes the process fairer and more accessible.

However, should a tenant wish to pay upfront after a tenancy has started, they may volunteer to do so.

Stronger protection against discrimination

The Act also makes it illegal for landlords and agents to discriminate against tenants because they have children or receive benefits.

This includes refusing viewings, withholding information, or discouraging applications based on these factors. For renters who have previously felt shut out of the market, this is a significant step forward.

Better standards and faster action on poor conditions

While the biggest changes arrive in May 2026, further changes are already planned.

Later phases of the Act will introduce a national landlord database, a mandatory Landlord Ombudsman, and stronger standards for property conditions, including extending Awaab’s Law and applying a Decent Homes Standard to private rentals.

These measures aim to make it easier for tenants to check who they’re renting from, raise complaints when things go wrong, and live in safer, better-maintained homes.

What this means for students and shared housing

These reforms will cover most private student rentals. However, private Purpose-Built Student Accommodation (PBSA) may remain exempt from the assured tenancy system if providers meet approved codes of practice.

That means the exact rules you experience may depend on the type of accommodation you’re in, another reason it’s important to understand your tenancy type and ask questions before signing.

How to prepare as a renter

Although the changes don’t take effect until May 2026, it’s worth getting familiar with what’s coming.

Read your tenancy agreement carefully, keep records of communication with your landlord or agent, and don’t be afraid to ask for clarification. Knowing your rights puts you in a stronger position, especially during renewals or rent discussions.

And if you’re worried about guarantor requirements, affordability, or navigating the rental process as things evolve, that’s where Housing Hand can help.

The Renters’ Rights Act marks a major shift towards fairness, stability, and transparency in renting. But even with better laws, renting can still feel complicated, particularly if you’re new to the UK, studying away from home, or renting for the first time.

At Housing Hand, we support tenants through these transitions by standing as a professional UK guarantor and providing additional wellbeing support, so you can focus on settling into your home with confidence.

If you’re unsure how the changes affect you, or you’re planning your next move, our team is always happy to help you understand your options and rent with peace of mind.

Keeping your student accommodation safe over the holidays

Carl Russell, Customer Experience Officer — Thu, 12 Feb 2026 14:06:00 GMT

Holiday breaks are great. A chance to head home, relax, and forget about deadlines for a couple of weeks.

But before you shut the door and jump on the train, there’s one thing that’s worth doing properly: making sure your student home is safe and secure while you’re away!

Empty student houses can be easy targets for theft and crime, especially over holidays when whole streets clear out. And while your accommodation provider will have their own safety measures in place, there’s still a lot you and your housemates can do to reduce risks, prevent damage, and avoid any unwelcome surprises when you return.

Here’s your complete guide to keeping your room, flat or house safe when you head home for the holidays.

1. Don’t advertise that the house is empty

It sounds obvious, but you’d be surprised how many break-ins happen because it’s pretty obvious no one is home. Whether that’s avoiding posting on social media or closing all of the curtains, there are a few things that will make a big difference.

A few simple habits can make a huge difference:

Don’t post your travel plans publicly on social media. If you want to share a ‘back home for Christmas/Easter/Spring’ update, do it after the break.
Keep curtains and blinds looking ‘normal’ rather than fully closed in every room for two weeks straight.
Leave a lamp or hallway light on a timer if your provider allows it. It’s a small investment that makes the house look lived in.
Ask a neighbour to keep an eye out if you have a good relationship with them.

Making your place appear occupied is one of the easiest ways to deter unwanted attention.

2. Secure doors, windows, and ground-floor rooms

Most student break-ins happen because of simple things like an unlocked window or a weak back door, so be sure to give your home a quick security check before you head off. It sounds simple, but amongst the excitement and mental load of remembering all your personal items, make sure every window is properly locked – even the ones you rarely open.

Double-check that both the front and back doors close securely, with no damage or loose fittings too. If your house has a garden gate, shed or side entrance, lock those too, so access points are limited. And if you notice anything that doesn’t look right, such as stiff locks or a door that doesn’t close properly, report it to your accommodation provider before heading home. Taking a few minutes to check everything now can save a huge amount of stress later, especially when you’re sharing responsibilities in a student house.

3. Take valuables home (or hide them well)

If you live in halls or a shared house, never leave expensive items in plain sight (any time of the year).

Before you head home, you might want to take the following items with you:

Laptops, tablets, and uni tech
Headphones
Jewellery
Cameras
Gaming consoles

If you can’t take certain items home, store them out of sight, ideally in your wardrobe or under your bed. Never leave tech on desks facing windows!

4. Unplug and switch off safely

Not only does this reduce the risk of electrical faults or fires, but it will also save energy.

Before you leave, make sure small everyday appliances like kettles, hair dryers, lamps and phone chargers are unplugged, and turn off any extension leads that would usually power multiple devices.

If you use a portable heater, switch it off completely, and take a moment to double-check that your electric hob or oven isn’t left on or in standby mode. A quick sweep of the room now means you won’t spend your time away worrying about what you might have left running.

5. Bin it, clean it, empty it

You don’t want to return to the smell of mouldy milk, overflowing bins, or a cupboard full of rotting leftovers! A quick pre-holiday clean can prevent pests, smells and mess, so you return with a clean slate, ready to make a fresh return to student life. Before you lock up and leave:

Empty all kitchen bins and recycling.
Clear out food that will go out of date.
Give the fridge a once-over.
Wipe surfaces so crumbs don’t attract pests.
Wash up or load the dishwasher so nothing sits stagnant for weeks.

Your future self will thank you!

6. Don’t turn the heating off completely

This depends on your accommodation, but in many student houses, winter cold can cause bigger problems.

Turning the heating off completely for long periods can lead to frozen pipes, damp, mould and damage that will become your responsibility!

Most providers recommend leaving the heating on a low setting or using the thermostat’s frost protection mode. If you’re unsure, check your tenancy handbook or ask your landlord/agent before switching everything off.

7. Make sure your housemates know your plans

One of the biggest security mistakes students make is assuming everyone is leaving at the same time.

One of the most common security slip-ups happens when everyone assumes someone else is the last one out.

A quick chat with your housemates can prevent this.

Before the break, agree who’s leaving when, who will be the final person locking up, and what needs to be checked before they go, things like doors, windows, appliances, bins, and anything that shouldn’t be left running.

A group message or quick catch-up is all it takes to avoid the “I thought you were doing it!” moment and ensure the house is adequately secured once everyone’s gone home.

8. Lock internal doors if appropriate

If you’re in a shared house, especially with people you don’t know very well, it’s perfectly reasonable to lock your bedroom door when you head home for the holidays. It’s a simple way to protect your valuables and gives you peace of mind, particularly if you’re the first to leave, someone you don’t know is staying behind, or your room is on the ground floor.

Just make sure communal areas remain unlocked unless your landlord advises otherwise; you don’t want to create any fire safety risks.

9. Double-check tenancy rules before doing anything unusual

Not all properties allow:

Timers on plugs
Keeping heating off
Blocking interior doors
Leaving windows on the security latch
Moving furniture or storing items long-term

If in doubt, check your contract or drop your accommodation provider a quick message. Better safe than sorry.

10. Don’t forget your documents and essentials

When you’re in a rush to get home, it’s easy to forget important things such as:

Your visa documents (if applicable)
Medication
Uni coursework or revision notes
Your house keys

Also, never leave your keys under the mat, in the letterbox, or with a neighbour you don’t know well! If you lose them over the break, contact your provider rather than trying to break in…doing that could land you with a bill.

11. If you’re worried about returning debt-free and stress-free

If you share your accommodation and you’re jointly responsible for rent, remember that joint and several liability means you could be affected if someone else doesn’t pay over the holidays.

This is where services like Housing Hand help. We stand as your professional guarantor and protect you from being chased for someone else’s unpaid rent, keeping your tenancy safe and giving you peace of mind over the break and beyond.

Heading home for the holidays should be simple, stress-free, and something you’re excited about and not overshadowed by worries about your student home.

A little preparation now can prevent big problems later. Check locks, tidy up, take valuables with you, and make sure your place looks lived in. Your accommodation will be waiting for you exactly as you left it.

And if you want more tips on renting safely, understanding your tenancy, or securing a guarantor without needing family support, the Housing Hand team is always here to help.

Author

Carl Russell, Customer Experience Officer
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Best Areas to Rent in Durham | Student & Professional Guide

Rene Newby, Senior Account Manager — Thu, 29 Jan 2026 17:34:39 GMT

Durham is one of the UK’s most distinctive places to live. It’s home to a world-class Russell Group university, steeped in history, and surrounded by countryside; so it has that rare mix of academic prestige, character, and community.

If you’re a student moving out of halls, a postgraduate, or a working professional relocating to the North East, Durham has neighbourhoods that suit a wide range of lifestyles.

With its compact city centre, walkable layout, and strong transport links to Newcastle, York, and London, it’s easy to see why demand for rental property in Durham remains consistently high. Below, we’ve rounded up some of the best areas to rent in Durham, highlighting what each location offers and who it tends to suit best.

Church Street and the Science Site Area

Church Street is one of the most sought-after locations for students, particularly those studying science-based subjects. Its biggest advantage is proximity. You’re within easy walking distance of the Science Site, Durham city centre, and several popular routes that link campus buildings together.

Living here means you’re close to local cafés, takeaway spots, supermarkets, and everyday essentials, while still being tucked slightly away from the busiest nightlife areas. For students who want convenience without being right in the middle of the noise, Church Street is a strong option.

Claypath

Claypath is a long-standing favourite among Durham students and young professionals alike. Running directly from the city centre, it offers a straightforward walk to the university, making it ideal if you want to avoid relying on buses.

The area is known for its mix of independent food spots, supermarkets, and casual dining, which gives it a lively but practical feel. Properties here are often shared houses or flats, making it a popular choice if you’re renting with friends or housemates.

Crossgate

If you’re looking for somewhere quieter but still close to the city, Crossgate is worth serious consideration. One of Durham’s oldest residential areas, it has a more settled, suburban feel, with terraced houses and a slower pace of life.

Crossgate tends to attract professionals, postgraduates, and students who prefer a calmer environment while remaining within walking distance of the city centre and university buildings. It’s particularly appealing if you’re planning to stay in Durham for more than a year and want a neighbourhood that feels more permanent.

The Viaduct Area

The Viaduct is regarded as one of the most popular areas for student renting in Durham. Known for its larger properties and traditional house-share layouts, it’s well-suited to groups of students moving on from halls.

Its location near North Road and the train station makes it convenient for travel, while the surrounding shops and food outlets mean you’re never far from essentials. The walk to campus is manageable, and the sense of community among students is strong, which is why demand here remains high year after year.

Allergate

Allergate sits right in the heart of Durham’s city centre and is ideal if you want everything on your doorstep. Bars, restaurants, shops, and cultural spots are all within walking distance, and the train station is close by for commuters.

This area suits students who enjoy city living and professionals who regularly travel to nearby cities such as Newcastle. While properties here may feel more compact, the trade-off is unbeatable access to Durham’s social and transport hubs.

Gilesgate

Gilesgate offers a slightly different pace while still keeping you well connected. Located just outside the city centre, it has a strong community feel and excellent amenities, including retail parks, supermarkets, pubs, and reliable public transport.

This area is popular with both students and professionals, particularly those who want a bit more space without sacrificing convenience. It’s also a good option if you’re balancing work, study, and social life and want somewhere practical rather than purely central.

Consett (for commuters and professionals)

If you’re happy to live a little further out, Consett offers a very different experience. Around a 20 minute drive from Durham, it appeals to professionals who want more space, lower density living, and easy access to the countryside.

With strong road links to Durham, Newcastle, and the Metrocentre, Consett works well if you’re commuting or working remotely but still want access to city amenities. It’s particularly attractive if you value outdoor space and a quieter environment.

Renting in Durham: what to plan for

Durham’s popularity means rental demand can be competitive, especially in student-heavy areas. It’s important to understand what you’ll be asked for when applying for a property. In many cases, landlords and accommodation providers will require a UK rent guarantor, particularly if you’re a student, new to renting, or don’t yet have a UK credit history.

If you don’t have someone suitable who can stand as your guarantor, Housing Hand can help. We stand as guarantors for students and professionals renting across the UK, giving accommodation providers the reassurance they need while helping you move forward with confidence.

How is Housing Hand supporting renters in Durham

Housing Hand is proud to work closely with Durham University and accommodation providers across the city. By standing as your guarantor, we can help remove one of the biggest barriers to renting, particularly for international students and those without a traditional UK guarantor.

Our role is to support both renters and accommodation providers, creating a smoother, more secure rental process for everyone involved.

If you’re planning to rent in Durham and want clarity on what’s required, or you’re unsure how the guarantor process works, our team is always happy to help.

Author

Rene Newby, Senior Account Manager
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Renters’ Rights Act for tenants: Everything you need to know | Housing Hand

Dani Smith, Sales Manager — Thu, 15 Jan 2026 13:41:33 GMT

The Renters’ Rights Act – What does it mean for tenants?

The Renters’ Rights Act has now received Royal Assent and has become law in England. So, if you’re renting in England or planning to soon, there are some big changes to be aware of.

The Act reforms the existing assured shorthold tenancy (AST) system, replacing fixed-term tenancies with rolling periodic agreements and introducing stronger protections for tenants. While it’s now law, the changes are being introduced in stages over the coming months, so some protections will take effect before others.

What’s set to change?

Abolish fixed-term tenancies and no-fault evictions (Section 21)
Cap advance rent and simplify notice periods
Introduce standards, protections, reduced discrimination, rent challenges, and bans on bidding wars
Establish a landlord ombudsman and create a rented property database

For students, not all student housing will be affected in the same way. This depends on your accommodation type, which could change the rights you have.

Private rentals: All the new rules apply, including rolling tenancies, notice rights, and rent limits.

HMO (House in Multiple Occupation: All the new rules apply, including rolling tenancies, notice rights, and rent limits.

PBSA (Purpose-Built Student Accommodation): These buildings can keep fixed-term contracts (usually aligned with academic terms) if they follow a government-approved code of practice.

University halls: University-owned halls of residence are exempt, so most of the Act’s changes won’t apply here.

That means your contract may still run from September to July, for example, even under the new rules.

The end of fixed-term tenancies

Previously, you may have signed a fixed-term contract (often 6 or 12 months), which means you’re tied in until the end, even if your circumstances change.

Under the Renters’ Rights Act, this will change once the provisions come into force.

All new tenancies will become periodic, rolling from month to month.

What this means for you:

You can give two months’ written notice, at any time, rather than waiting for a contract to end.
You won’t get trapped in a long agreement if you need to move for work, family, or personal reasons.
You’ll have more control and stability in your renting journey.

Notice periods made fairer

As a tenant, you’ll be able to end your tenancy whenever you need to. This applies regardless of when your tenancy started.

This gives tenants far more flexibility and means you won’t be locked into agreements that no longer suit your situation.

No more massive rent upfront

One of the biggest financial challenges for renters, especially international students and young professionals, is being asked to pay 6 to 12 months’ rent upfront.

The Renters’ Rights Act will make this illegal.

Landlords won’t be allowed to ask for more than one month’s rent in advance.

If you don’t have a UK guarantor and have previously struggled with high upfront costs, Housing Hand has been trusted and has been supporting 100,000 tenants since 2013. We’re also the only provider that allows you to pay your guarantor fee monthly and provides free wellbeing support too.

Evictions overhaul: Section 21 abolished

The Renters’ Rights Act 2025 removes the “no-fault” Section 21 eviction, so landlords can no longer evict tenants without a valid reason. At the moment, landlords can ask you to leave at the end of your tenancy for no reason at all. Under the new law, they’ll need to give a valid legal reason (such as non-payment of rent or property damage).

For tenants, that means:
– More stability
– Less fear of sudden eviction
– A fairer process if problems arise

Higher standards and better rights

The Renters’ Rights Act introduces a whole new set of protections and standards for renters, including:

A Landlord Ombudsman so that you can resolve disputes fairly and independently.
A national property database, giving you transparency on your landlord and property details.
Stronger rules against discrimination that will protect families and people on benefits.
An end to rental bidding wars because landlords must advertise a single, fair price.
The Decent Homes Standard, which means faster repairs for issues like damp, mould, and poor heating.

These changes are designed to make renting safer, healthier, and more transparent.

What can you do now?

The Act is law, but it’s being implemented gradually. It’s a good idea to start preparing now.

Here’s how to stay informed and protected:

Know your rights: Some of the provisions will be coming into force on 1st May 2026, and you’ll have more flexibility and protection than ever.

Check your tenancy type: Are you in PBSA, private housing, or university halls? Don’t forget that rules may differ.

Avoid large upfront payments: You don’t have to pay six months in advance. Ask your agent or use a guarantor service.

Keep records: Save copies of your tenancy agreement, repair requests, and all correspondence with your landlord.

Ask questions: Is your landlord registered with an ombudsman? Are they part of the new database?

The Renters’ Rights Act marks a significant reform in protecting tenants in the UK rental market, providing you with more flexibility, security, and fairness. While PBSA tenants may retain fixed-term leases, those renting privately will benefit from transformed rights once the Act’s provisions take full effect.

Need help getting a guarantor or understanding your rights? Housing Hand is here to make renting safer and smoother. Apply online today.

Author

Dani Smith, Sales Manager
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The best places for studying in London | Housing Hand

Haji Conteh, Senior Account Manager — Fri, 02 Jan 2026 16:29:00 GMT

Studying in London comes with its challenges: busy streets, distractions everywhere, and the constant temptation to do anything except revise. But it also comes with one significant advantage: variety.

As one of the world’s biggest student cities, London is packed with inspiring places to study. Whether you need absolute silence, a creative buzz, or a comfortable spot close to home, there’s something to suit every learning style.

London is packed full of world-class libraries, relaxed cafe spaces and student-focused accommodation. So here are four of the best places to study in London, loved by students for very different reasons.

Study where you live

One of the biggest factors in successful studying isn’t where you revise, it’s how easy it is to get there. That’s why accommodation that doubles as a productive study environment can make a huge difference.

When you are staying in purpose-built student accommodation (PBSA) with dedicated study spaces designed for focus, it’s a great idea to take advantage of this. Alongside private rooms and shared living areas, you’ll find quiet work zones, communal lounges, cafés, and social spaces making it easy to balance independent study with downtime.

As well as convenience, studying where you live offers opportunities to connect with other students in the same building. That’s a great chance to meet study partners, encourage one another, and hold each other accountable during busy or stressful periods.

For students who prefer structure, studying where you live can save time, reduce stress, and help you build a more consistent routine, especially during exam season.

For serious focus (and serious inspiration)

If you need silence, structure, and a sense of academic gravitas, it’s hard to beat the British Library.

Home to over 150 million items, including manuscripts, journals, and rare texts, the British Library is one of the most impressive research libraries in the world. Even if you’re not accessing specialist materials, simply studying in this environment can be incredibly motivating.

Entry to the building is free, and students aged 18+ can apply for a ‘Reader Pass’ to access reading rooms and resources. There are also general study spaces available for laptop work, making it suitable whether you’re researching a dissertation or revising lecture notes.

Located near King’s Cross and St Pancras, it’s easily accessible from across London, which is ideal for students who want a calm, neutral place to concentrate without distractions.

When you need creative energy

Not everyone studies best in silence. If you’re working on creative subjects, writing essays, or brainstorming ideas, the Southbank Centre offers a very different kind of study environment.

As the UK’s largest arts and cultural centre, the Southbank Centre is surrounded by theatres, galleries, bookshops, and riverside views. Inside, you’ll find a mix of quieter library-style spaces and relaxed areas where students can work independently while soaking up the atmosphere.

It’s a great option if you’re feeling stuck, uninspired, or overwhelmed — a change of scenery and creative energy can be surprisingly effective for breaking through mental blocks.

Just be mindful of peak times, especially evenings and weekends, when it can get busy.

A classic for casual study sessions

For more informal study days, a good café can be exactly what you need, and Foyles Café is a student favourite for good reason.

Located at the top of the iconic Foyles bookshop on Charing Cross Road, the café offers a relaxed space where you can work with a coffee, surrounded by shelves of books just a few floors below. It’s particularly popular for reading, essay planning, and light laptop work.

While it’s not designed for long, silent study sessions, it’s ideal for quieter tasks or when you want a more comfortable, low-pressure environment.

As with any café, it’s best to be considerate during busy periods and avoid taking up space for extended hours without ordering.

Finding your ideal study spot in London

The best place to study is different for everyone. Some students thrive in structured, quiet environments, while others need movement, creativity, or social energy to stay motivated.

London’s biggest advantage is that you don’t have to choose just one. Many students rotate between spaces depending on their workload, using libraries for exams, cafés for reading, and accommodation-based study areas for everyday tasks.

As you settle into student life in London, experimenting with different study locations can help you build a routine that actually works for you — not one that feels forced or unrealistic.

Who Can Be a Rent Guarantor in the UK? | Housing Hand

Nuno Santos, Customer Experience Officer — Thu, 18 Dec 2025 11:27:00 GMT

If you’re renting in the UK, there’s a strong chance you’ll be asked to provide a rent guarantor. But for many renters, especially students, international renters, or people early in their careers, this can quickly become one of the biggest obstacles to securing a home.

In theory, you might already understand what a guarantor is, but the question many renters actually struggle with is this:

Who can be a rent guarantor, and what happens if I don’t have one?

In this blog, we’ll explain who qualifies as a rent guarantor, why landlords require one, what responsibilities come with the role, and what your realistic options are if you can’t provide a traditional UK guarantor.

Why do landlords ask for a rent guarantor?

A rent guarantor is there to reduce risk for landlords and accommodation providers. If you are unable to pay your rent, the guarantor can step in and cover the cost. This reassurance is particularly important when renting to people who may not yet have a long financial track record in the UK.

Landlords are most likely to request a guarantor if the tenant is a student, renting for the first time, new to the UK, self-employed, or lacking a UK credit history. It’s worth stressing that being asked for a guarantor isn’t a reflection on you personally. It’s a standard part of the UK rental system and one that affects millions of renters every year.

So, who can be a rent guarantor?

In most cases, a rent guarantor must be an adult UK resident with a stable financial position and a good credit history. The exact requirements can vary slightly depending on the landlord or letting agent, but UK guarantors are typically expected to meet most of the following conditions:

Age and legal status

A guarantor must usually be at least 18 years old. Some landlords also apply an upper age limit, often around 75, because the guarantor must be legally and financially capable of covering the tenancy for its full duration.

UK residency

Most landlords require guarantors to be UK residents because this allows them to carry out credit checks, verify income, and enforce the agreement if necessary. Guarantors who live overseas are rarely accepted, even if they are financially secure.

Good UK credit history

A guarantor will almost always be credit-checked. This means they must have a clean or strong UK credit record, with no recent defaults, CCJs, or significant debt issues. Even someone who is willing to help may be declined if their credit file does not meet the required standard.

Proof of income

Guarantors are expected to prove that they could realistically afford the rent if needed. This usually means providing evidence of stable income, such as payslips, tax returns, or pension statements. Many landlords expect the guarantor to earn significantly more than the annual rent, often two to three times the amount.

Homeownership (often required)

It’s not universal, but many landlords prefer, or insist, that a guarantor is a UK homeowner. This is seen as an additional layer of financial stability and reassurance, particularly in higher-value tenancies or shared properties.

This combination of requirements explains why many willing parents, relatives, or friends still fail guarantor checks, even when they genuinely want to help.

What does being a rent guarantor actually mean?

This is where things are often misunderstood. Being a rent guarantor is not the same as giving a character reference. It is a legal commitment!

If the tenant doesn’t pay their rent, the landlord has the right to pursue the guarantor for the outstanding amount. In many tenancy agreements, this responsibility lasts for the full duration of the tenancy and can sometimes include damage to the property as well as rent arrears.

In shared properties, the risk can be even higher. Under joint tenancies, guarantors may be unintentionally exposed to joint and several liability, meaning they could be held responsible not just for one person’s rent but for others in the household as well. This often comes as a shock to parents or relatives who believed they were only supporting one individual.

Because of this, it’s completely understandable that many people are hesitant to act as guarantors, even when they want to help.

Why finding a guarantor isn’t always possible

For a significant number of renters, finding a suitable guarantor simply isn’t realistic. International students often don’t have family members living in the UK. Graduates moving for their first job may not yet have anyone in a position to act on their behalf. Working professionals relocating for work may face the same issue.

When a guarantor isn’t available, landlords have previously requested six or even twelve months’ rent upfront instead. With rental costs continuing to rise, this can be financially overwhelming and, in some cases, completely out of reach. With the introduction of the Renters’ Rights Act in the UK, requesting more than five weeks’ rent up front is no longer going to be possible.

What if you don’t have a rent guarantor?

Not having a traditional UK guarantor doesn’t mean you can’t rent, but it does mean you may need an alternative solution.

This is where a professional rent guarantor service, like Housing Hand, can help. Instead of asking a parent, guardian, or friend to take on legal risk, Housing Hand can stand as your UK guarantor directly, for a small monthly fee. We’ll sign the guarantor agreement on your behalf, giving landlords the reassurance they need, while allowing you to rent without paying months of rent upfront.

Once accepted, you pay rent monthly as normal. And if unexpected financial difficulties arise, Housing Hand pays the accommodation provider and works with you to resolve the situation fairly, removing pressure from both you and your family.

Is a professional guarantor accepted?

Housing Hand works with thousands of landlords, letting agents, and student accommodation providers across the UK. Our guarantor agreements are widely recognised, and we maintain a 100% payout rate on valid claims, which gives accommodation providers confidence and security.

For many landlords, working with a professional guarantor actually simplifies the process. It reduces risk, avoids disputes, and ensures rent continuity – particularly important in today’s changing rental market.

Is using a guarantor service right for you?

A professional guarantor can be a good option if you don’t have a UK-based guarantor, don’t want to put financial pressure on family members, or want to avoid paying large sums of rent upfront. It’s also a solution many parents prefer, as it removes the worry of being unexpectedly liable for large amounts of rent!

Ultimately, it’s about renting with confidence and knowing that you’re protected and supported throughout your tenancy.

If you’re struggling to find a guarantor or simply want a clearer, more secure way to rent in the UK, Housing Hand is here to help. Our team is always happy to answer questions and guide you through your options, so you can focus on settling into your new home.

Author

Nuno Santos, Customer Experience Officer
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How Housing Hand’s commitment to education reflects our core values of safety & security | Housing Hand

Jeremy Robinson, Founder — Thu, 11 Dec 2025 10:02:21 GMT

At Housing Hand, our primary mission has always been to help students and young professionals secure a stable home so they can focus on what matters: study, work, and life.

But that focus on security and opportunity extends beyond finding renting and guarantor agreements.

We’re proud to support the Better Future Collective’s partnership with Sneh Girls Shikshan Sansthan in Rajasthan, India. This school provides free, high-quality education in a safe and nurturing environment for girls who might otherwise be left behind.

In the area of Luniyawas, near Jaipur, many young girls face barriers to going to school: household duties, financial hardship, and societal expectations. The Better Future Collective is working to change that story, offering girls an opportunity they might not otherwise have.

For example:

Roshni, 8 years old, lives in a family that survives on day labour but dreams of teaching others about the environment.

Achuki, 6 years old, studies in grade 1 while her mother and grandmother work to make ends meet

Rekha, 13 years old and in grade 6, works hard at school while supporting her siblings

These stories embody resilience, potential and the importance of safe, supportive environments.

Why this partnership matters to us

At Housing Hand, our work has always centred around giving people confidence and security at key moments in their lives, whether that’s moving into a new home, studying abroad, or starting a job in a new city.

That same principle is what drew us to support The Better Future Collective and the girls at Sneh Girls Shikshan Sansthan. Because at its core, this initiative isn’t just about education: it’s about stability, safety, and the chance to build something better.

For us, it’s a reminder that the idea of security takes many forms. In the UK, it might mean helping a student secure their first home or supporting their health and wellbeing through university. In India, it means helping a young girl feel safe in a classroom where she can learn freely and plan her future.

What this means for the girls

Thanks to our continued sponsorship (alongside Better Future Collective), we’re helping to provide:

Free tuition, stationery, uniforms and transport for girls whose families struggle financially.

A stable schooling environment, where girls attend confidently and consistently.

A ripple effect of change: when a girl is educated, her family, community and future ripple outward.

One of our own sponsored girls, Lavanya, is shining. She’s 10 years old, passionate about nature and plants, boasts the highest attendance and dreams of working with wildlife. Her family faced pandemic-related hardship. Now, her prospects are brighter.

What this means for our mission

For accommodation providers and partners working with us, this commitment isn’t just a feel-good story. It’s a representation of how we approach risk, support and value.

Mitigating risk: Just like we build safeguards in our guarantor services, we believe in building safety nets in society.

Supporting wellbeing: Our tenants have access to 24/7 wellbeing support. Our sponsored girls have secure schooling.

Building trust: Our partners know we stand by our commitments, whether that’s paying out valid claims or sponsoring education.

How you can be part of it

At Housing Hand, we invite you to join us in this shared commitment to safety, opportunity and change because actions in one part of the world reflect values everywhere.

If you’d like to learn more about how we support students and professionals globally, and how our company values drive every part of our work, visit Better Future Collective to learn more about how girls are being supported in India.

At Housing Hand, that belief drives everything we do. From guarantor services to global sponsorships, we’re building systems of trust: one person, one future, one safe step at a time.

Author

Jeremy Robinson, Founder
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What Is Joint and Several Liability? | Understand Your Rights

Graham Hayward, Managing Director — Thu, 04 Dec 2025 08:00:00 GMT

If you’re moving into a shared house or flat – whether as a student, young professional, or just trying to split costs – you’ll probably need to sign a tenancy agreement with your housemates.

Everything seems simple enough… until you see the phrase “joint and several liability.”

It might just sound like legal jargon, but this one clause could mean you (or your guarantor) is responsible for a lot more than just your share of the rent.

Let’s break it down in plain English.

What does “joint and several liability” actually mean?

When you rent a property with others under a joint tenancy, you’re all signing one contract together.

That means:

Jointly responsible

As a group, everyone is liable for the full rent and any damages.

Severally responsible

Each individual is also responsible for the entire amount if something goes wrong.

In other words, if one housemate can’t (or won’t) pay their rent, the landlord can legally ask anyone else on the contract to cover it, including you or your guarantor.

Real life example

Let’s say four friends, James, Aisha, Luke, and Naomi, share a flat with a total rent of £2,400 per month. Each pays £600.

But halfway through the tenancy, James loses his job and stops paying rent.

Under Joint and Several Liability, the landlord doesn’t need to chase Alex. They can demand the missing £600 from anyone else – Aisha, Luke, or Naomi – or even their guarantors.

And if damages occur, the same rule applies. Even if you weren’t involved, you could still be asked to pay.

Why does it catch so many renters (and guarantors) out?

Most people assume they’re only responsible for their portion of rent. But under joint liability, the law treats the group as one entity.

That means if one person falls behind, the others have to pick up the slack.

This can be a shock for:

Students moving into their first shared house
Working professionals renting in expensive cities
Couples or friends signing their first joint lease
Parents or relatives standing as guarantors

It’s not uncommon for guarantors to think they’re only backing one person when in reality, they’re backing the whole house.

How to protect yourself

That’s exactly why Only My Share exists.

Our rent guarantee service is designed specifically for people in joint tenancies. It ensures that if another tenant fails to pay their rent, you (and your guarantor) are only ever liable for your own share – nothing more.

– You’re protected from your housemates’ missed payments
– Your guarantor is only responsible for your rent
– You avoid financial risk and awkward housemate tension

So if your flatmate stops paying rent, you don’t have to.

Why understanding joint and several liability matters

Shared housing is part of modern life, but the legal and financial risks hidden in tenancy contracts often go unnoticed until it’s too late.

Understanding joint and several liability before you sign a contract gives you the power to:

Ask the right questions
Protect yourself and your guarantor
Avoid stress, disputes, and unexpected costs

Whether you’re:

A student renting their first home
A professional sharing a flat
A parent or guarantor supporting someone starting out

…you deserve clarity, protection, and peace of mind.)

Protect your share today

At Only My Share, we make renting safer for everyone. Our cover ensures you’re only ever responsible for your portion of the rent, not anyone else’s. Start your quote today and protect yourself (and your guarantor) from unnecessary liability: visit onlymyshare.com

Find Second Year Accommodation in the UK | Housing Hand

Carl Russell, Customer Experience Officer — Thu, 20 Nov 2025 16:40:56 GMT

You’re only just through your first term at university, so finding accommodation for the next academic year might be the last thing on your mind.

But the reality is that the best student housing goes fast.

So, if you’re planning to live with friends or still figuring out who your future flatmates might be, starting your search now will give you the best chance to find somewhere that’s affordable, convenient, and right for you.

In this guide, we’ll walk you through everything you need to think about when looking for your next student home… from budgets and bills to housemates and guarantors.

Why start looking for student accommodation early?

Most students begin searching for housing between November and March, and there’s a good reason for it. Simply put, the earlier you look, the more choices you have.

That usually means better properties, better locations, and better value for money.

You’re also more likely to secure lower prices before demand drives them up, and you’ll have time to compare areas, amenities, and contracts properly. Leave it too late, and you may find yourself compromising, whether that’s paying more rent, living further from campus, or missing out on the housemates you really want to live with.

Step 1: Work out your budget

Before you fall in love with a property on Homes for Students or Student Crowd, work out what you can actually afford.

It’s not just rent you need to think about, factor in:

Bills: gas, electricity, water, Wi-Fi, and TV licence.
Travel costs: especially if you’re not within walking distance of campus.
Food, books, and social life: those nights out and takeaways all add up!

If you’re on a tight budget, house-sharing is usually the most affordable option. Splitting rent and bills between several people keeps costs manageable, and if you’re careful with energy use, you could save a decent amount each month.

You might want to check whether your rent includes bills too. All-inclusive deals might look more expensive initially, but this can help you avoid nasty surprises during winter when heating costs rise.

It’s also worth checking your Student Finance entitlement or speaking to your university’s money advice service to get clarity on what funding you’ll receive.

Step 2: Choose the right housemates

Finding the right people to live with can literally make or break your university experience. You might think that moving in with friends is the safest option, but you never truly know someone until you’ve lived together. So before you jump in, consider their habits and lifestyles.

Are they tidy or messy?

Early risers or night owls?

Social butterflies or more introverted?

Living with someone who’s hosting parties all the time while you’re trying to study, or someone who wants silence when you’re full of energy, can create tension quickly.

And if you haven’t met “your people” yet, don’t worry. Most universities have housing groups, accommodation offices, and online forums where students can connect and form house shares. If sharing a house doesn’t appeal, private student halls are a solid alternative, offering flexible contracts, onsite support, and built-in social opportunities.

Read everything you need to know about living in a shared house.

Step 3: Location is everything

Your future self will thank you for choosing the right neighbourhood. A 9 am lecture feels hard enough without adding a 45-minute commute on top!

When you’re comparing different areas, think about how close you’ll be to campus, and check walking routes and bus links on Google Maps. Look at what’s nearby, whether that’s supermarkets, libraries, gyms, cafés, or nightlife. It’s also worth reading local reviews or student forums to get a sense of the safety and community. Most university cities have well-known student hotspots like Selly Oak in Birmingham, Headingley in Leeds, or Fallowfield in Manchester, where you’ll find a lively atmosphere, good transport connections, and plenty of other students around.

Know your location! Getting up for a 9 am is hard enough as it is. You don’t need the added pressures of a lengthy commute to add to your troubles. Check out the local area and see how close your amenities (transport/supermarkets/etc) are, and see how close to campus you are as well. Most major cities have a specific area dedicated to the student population, so finding a house or flat shouldn’t be too hard to find.

Step 4: Know your options

Student accommodation in the UK comes in a few main forms, each offering something slightly different. University halls are ideal for first-years who want convenience, support, and an easy way to meet people. Private halls or Purpose Built Student Accommodation (aka PBSA) tend to be newer and come with modern amenities such as gyms, study rooms, and even cinemas, although they can sit at a higher price point.

Shared houses or flats through private landlords are the go-to choice for second- and third-year students who want more independence, space, and often better value for money. If you’re looking at private rentals, you’ll usually need a UK rent guarantor to secure the property.

Many international students, or anyone without a UK-based guarantor, use services like Housing Hand, which stand as a professional guarantor and also provides you with a free virtual GP and wellbeing service.

Step 5: Start your search (and get support!)

The earlier you start, the smoother it will be. Here’s where to begin:

University housing fairs or noticeboards.
Online platforms like Accommodation for Students, UniAcco, Rightmove or Zoopla.
Your university’s accommodation office.
House Finder by Housing Hand connects you directly with trusted agents and landlords across the UK.

Housing Hand has helped over 100,000 students secure accommodation safely and stress-free. So, whether you’re looking for a studio, a shared flat, or a private house, there’s a network ready to help.

Step 6: Don’t rush the paperwork

Before signing a tenancy agreement, take the time to read every clause carefully (especially the sections about deposits, joint and several liability, notice periods, and whether you’ll need a guarantor!).

We know, it’s tempting to skim through, but understanding the terms now can save you major stress later. Always ask for a written inventory before you move in, too. This will list the condition of the property and everything inside it, and protects you from being charged for damage you didn’t cause when it’s time to move out (it happens!).

Make sure your deposit will be placed in a government-approved protection scheme, which is a legal requirement for most private rentals in the UK. And if anything is unclear, even a single line in the contract, don’t hesitate to ask your letting agent, landlord, or university accommodation office for clarification. It’s completely normal not to understand everything straight away, especially if this is your first time renting.

Getting answers now can help you sign with confidence!

Finding your next student home doesn’t need to be stressful but the key is to start early, plan carefully, and ask for help when you need it.

From budgeting and choosing the right housemates to understanding your tenancy, every step helps you build a smoother, more enjoyable university experience.

And if you need a trusted UK rent guarantor to secure your place, Housing Hand is here to help. We make renting simple, safe, and flexible, so you can focus on making the most of student life.

10 Secret Santa Gift Ideas for Students | Housing Hand

Haji Conteh, Senior Account Manager — Thu, 06 Nov 2025 11:40:00 GMT

Secret Santa is a uni classic and a great Christmas tradition. It’s fun to do with your flatmates, course group, or part-time job crew, finding something funny, affordable, and actually practical can feel like a full-time assignment.

But don’t panic. We’ve rounded up ten student-approved Secret Santa gift ideas that are cheap, cheerful, and guaranteed to get a laugh (or at least an appreciative smile).

1. The lazy day essential: Microwaveable slippers

Because who has time for cold feet in shared accommodation? Pop them in the microwave and thank us later.

Find on Amazon UK.

2. Desk-Buddy mini lamp

Perfect for late-night cram sessions or Netflix marathons. Bonus points if it’s shaped like a mushroom, panda, or corgi.

Check out student friendly options.

3. Reusable coffee cup with personality

Caffeine is a love language nowadays, and sustainability matters. Try a reusable one with a fun slogan (“Running on deadlines & espresso”).

Check out these from Ryman

4. Bluetooth shower speaker

Turn your morning routine into a karaoke session. Waterproof, wireless, and great for shared bathrooms.

Shop student-budget speakers

5. The ultimate hangover kit

Fill a small gift box with paracetamol, hydration sachets, a cereal bar, and sunglasses. Cheap, funny, and guaranteed to be appreciated on January 1st!

6. Mini waffle maker

Waffles at 2 a.m.? Yes, please. Compact, affordable, and ideal for dorm kitchens.

These from Dunelm come in cute and funky colours.

7. Funny tote bag

Because plastic bags are so last decade. Go for something bold or meme-worthy – like these fun designs on Etsy!

8. Mystery socks subscription

Every student needs more socks. You could make it fun with bright colours, cartoon characters, or subscription packs (yes, subscription socks!).

9. DIY gift: Housemate survival kit

Grab a cheap box and fill it with:

Earplugs (for loud pre-drinks)
Sticky notes (for passive-aggressive fridge messages)
Instant noodles (self-explanatory)
A mini candle for vibes

You could do this easily for under £10, and you’re guaranteed laughs (and functionality!).

10. Rechargeable hand warmer & power bank

Two gadgets in one – keep warm on the way to lectures and never run out of charge again.

Check current deals

Bonus: Keep it personal

Secret Santa isn’t about spending loads, it’s about showing a little thought. Think about your person’s ‘vibe’. Are they the organised one, the party goer, or the serial napper?

There’s a perfect budget gift out there for all of them.

And if you’re a last-minute shopper, you could go digital with an e-gift card or funny meme coupon, e.g. ‘redeemable for one free cup of instant coffee.

Author

Haji Conteh, Senior Account Manager
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